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Question:

"You do not have a hazardous materials endorsement on your commercials driver’s license. You are asked to deliver hazardous materials in a placarded vehicle. You should:"

A Refuse to haul the load.
Explaination

Never drive a vehicle needing placards unless you have the hazardous materials endorsement. To do so is a crime. When stopped, you will be cited and you will not be allowed to drive your truck further. It will cost you time and money.